Southwest Corporate's credit products help credit unions meet funding needs when liquidity is tight due to unexpected loan demand, high share withdrawals, and seasonal outflows. These flexible products can also help credit unions attain asset/liability management goals and strategies. Southwest Corporate offers competitive loan rates and a variety of products to satisfy each credit union's unique borrowing situation.

Southwest Corporate does not charge MCA member credit unions loan origination fees or other premiums for establishing lines of credit or term loans--a practice commonly used by other financial institutions.

At Southwest Corporate, a simplified application system speeds loan request processing to provide answers in hours, not days. No penalties are assessed if a loan advance on a settlement line of credit is needed to cover overnight settlements. This automatic loan advance process eliminates guesswork and limits the credit union's interest expense. Collateral options are flexible and may be satisfied with a general pledge of credit union assets or a specific pledge of collateral.