Fixed and floating rate bullet certificates and structured share certificates created weekly if needed to meet changing markets and credit union needs

Southwest Corporate offers bullet and structured share certificates of $100,000 or more with yields 10-25 basis points higher than comparable agencies and securities. Some of the benefits members receive are:

• Higher rates, better structuring flexibility, better fit to credit union’s needs
• Fixed rate bullets with rates tiered by size of investment
• Floating rate bullets tied to LIBOR, Fed Funds or Treasury
• Reverse inquires on structured certificates starting at $5 million compared to $25 million of most agencies
• Structured certificates with multiple options plus reverse inquiries meet any need

Credit unions can select among a number of the features to meet their liquidity and investment needs:

• Fixed rate certificate tiers of $100,000 to $1million, $1 to $5 million and over $5 million
• Floating certificates that offer little price and interest rate risk
• Multiple options on structured certificates
  • Callable
  • Putable
  • Step Up
  • Step Down
  • Amortized
  • Level Pay Down
• Reverse inquiries – credit union determines the structure it needs, Southwest Corporate creates the instrument to match

Southwest Corporate’s investment team continually surveys the market looking for the best opportunities for credit unions. The strength of the certificate program lies in its competitive pricing, flexibility – and customization – to meet specific liquidity and investment goals.

To put this service to work for your credit union, contact an Account Executive at 800.442.5763.