Standard A/LM analysis includes:

• A Gap analysis that is run under a +100 basis point rate shock (non-complex)
• A Gap analysis that is run under a +100 basis point rate shock plus NEV analysis that is run under six interest-rate shock scenarios (complex)
• Reports and a written synopsis of results that are ready for presentation to the credit union's ALCO or Board of Directors
• Quarterly or semi-annual measures of:
  • Earnings
  • Growth
  • Capital adequacy
  • Loan quality
  • Liquidity
  • Exposure to interest rate risk

A/LM Consulting includes:

• Personal attention and hands-on guidance from experienced A/LM specialists
• Quarterly or semi-annual risk assessment, including interest-rate risk measurement, in-depth performance analysis, and commentary
• Assistance with the development of A/LM policies
• A/LM education and consulting

To determine which service is right for your credit union, email Investment Services at contactis@swcorp.org or call 800.301.6196.