Advisory Services is a comprehensive financial service which, partnered with the client’s overall objectives, establishes specific, customized strategies and recommendations to ensure:

• Long-term liquidity
• Effective return between earning assets and credit union funding
• Earnings streams and equity capital are protected and enhanced

Key financial positions and ratios of your balance sheet, earnings and equity capital are monitored and evaluated in comparison with established standards and expectations.

Strengths, weaknesses and substandard performance in both projected and multiple interest rate and economic environments are identified. Specific strategic recommendations on earnings assets (loans and investments) and related funding are presented.

Investment portfolio recommendations are made to meet the following overall financial objectives:

• “Parking” surplus liquidity until the funds are re-deployed in loans
• Establishing earning assets whose yield and duration ensure long-term return and liquidity
• Structuring earning assets to offset adverse interest rate risk and liquidity exposure

Southwest Corporate’s highly professional Advisory Services are available at a fraction of the cost of internal operations. As an Advisory client you will receive:

• A specific strategic outlook and financial plan customized for your credit union
• Thorough assessment of current economic, interest rate and regulatory environments to properly structure the financial assets and liabilities of the credit union
• Advanced financial modeling and analysis backed by a team of experienced professionals in the financial services industry
• Non-commissioned investment trades utilizing Advisory Services’ stable of 14 Primary Dealers saving thousands of dollars each year
• Development of product and pricing guidelines for strategic asset and funding allocation
• Investment accounting reports that support a sub-ledger of your general accounting system or serve as a reconciliation tool for internal resources
• Customized asset/liability, investment and contingent liquidity policy development
• Assistance in dealing with your Regulatory Examiners and Outside Auditors
• Custom educational sessions for the Board, senior management and/or staff

Southwest Corporate has provided Advisory services specifically designed for credit unions since 1988 and is highly regarded by clients, regulators and industry experts.

For more information about the Advisory Service, contact a National Account Executive at 800.301.6196.

Note: Your Southwest Corporate advisor is not a commissioned salesperson or broker. Our advisors are your investment partners, providing you with sound, objective investment advice.