Investment Accounts

Perpetual Contributed Capital Account

A member credit union’s Perpetual Contributed Capital Account (PCC) is an interest-bearing investment offered by Catalyst.

To access Catalyst’s numerous value-added balance sheet services, an investment in PCC is required. Catalyst has an asset-based formula that determines a credit union’s PCC requirement. PCC is a one-time issuance and has no annual adjustment or maturity. A PCC investment is, however, transferrable. Dividends reset monthly and are paid quarterly in the month following the quarter end, subject to earnings. Deposits are 100 percent at risk and are not guaranteed.

Credit unions may use off-balance sheet services without investing in PCC. Off-balance sheet services include: ALM, investment advisory, brokerage and SimpliCD.

To put this service to work for your credit union, email an account executive at contactus@catalystcorp.org or call 800.442.5763.

Investment Accounts Overview
Cash Management Fund
Perpetual Contributed Capital
Performance Tiered Account
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