Lending Services

Catalyst's credit products are designed to help credit unions maintain funds for settlement transaction needs, unexpected loan demand, high share withdrawals, or seasonal outflows. They can also help credit unions meet asset/liability management goals and strategies. Catalyst offers competitive rates and a variety of products to satisfy each credit union's unique situation.

Lines of Credit

Catalyst offers two "settlement-related" lines of credit and a self-managed "non-settlement" line of credit to meet credit union funding needs.

Term Loans

Catalyst features a variety of term loans to member credit unions: fixed rate, variable rate, bullet, and amortizing. Loans can be customized to meet credit union structure or option requirements.

Letters of Credit

Catalyst can act on behalf of a member credit union by providing documentary evidence that guarantees payment to a third party.

CLF Loan

Catalyst can act as a credit union's agent to the NCUA Central Liquidity Facility.

All loan products at Catalyst require collateralization. The collateral may be a general pledge of credit union assets or a specific pledge of collateral.