Note 1: Standard and Poor's reaffirmed Southwest Corporate's ratings in September 2008 but placed a negative outlook on the long-term rating. - Read the Release
Note 2: Fitch Ratings placed Southwest Corporate's ratings onNegative Watch on June 13, 2008 - Read the Release

Individual Ratings
Southwest Corporate also received an Individual Rating from Fitch assessing the corporate on a wide range of factors including: profitability, balance sheet integrity, franchise value, management, operating environment, future prospects, operating consistency, capital, and product and geographic diversification. Southwest Corporate's Individual Rating is A/B on a scale of A through E.

The ratings are based on criteria such as Southwest Corporate's asset quality, liquidity sources, capital strength, and risk management practices.