Check deposit capture at your ATM with transmission to Southwest Corporate for processing

Southwest Corporate has a unique business model that features the following:

• Dedicated support staff Monday - Saturday at no additional cost
• Dedicated staff performs MICR line corrections for the credit union - saving the credit union time and expense, while reducing the credit union's risk
• Southwest Corporate has made significant investment in the national image exchange network - allowing it to have the highest exchange rate among corporate credit union
• Southwest Corporate's dedicated support team enables credit unions to implement remote deposit services based on their needs and timeline - no waiting in line

Southwest Corporate's ATM Remote Deposit Service offers the efficiency and cost savings of image processing of checks deposited at your credit union's ATMs. Among the many benefits:

• Eliminates empty-envelope fraud
• Filter detect fraudulent checks and currency
• Courtest amound read (CAR), Legal AMount Read (LAR), and Intelligent Repair System
• Every check positively matched against ATM records, Complete audit trail
• Greater efficiencies and reduced risk via Southwest Corporate's MICR repair service
• Images same day via ATM capture software; seven year crchive available via TranZact
• Direct access to SCFCU's nationwide image clearing

Southwest Corporate made major financial and techinical investments in cosolidator software, servers, and system redundancies so that credit unions do not have to make that investment on their own. Southwest Corporate provides ongoing monitoring and compliance with the regulatory requirements for ATM deposit processing to allow you to focus on your core business.

How ATM Capture Works

• Software links to your certified image-enabled ATMs
• Software verifies image quality and balanced transactions
• Check images are sent directly to Southwest Corporate via a secure transmission
• Currency deposits are moved into the appropriate outgoing cash bins
• Credit union approves deposites based on its parameters
• Imaged checks are cleared the most expeditious and least-cost method through:
  • National exchange networks
  • Federal Reserve
  • Direct to paying bank
• Images are placed in the image archive for online access via TranZact

Southwest Corporate is at the forefront of offering remote image deposit services. ATM Capture is one aspect of a full suite of Check 21 services available, which also includes Branch Capture, Teller Capture, and Business Capture. Credit unions receive full implementation, training, and ongoing support by a dedicated team of in-house specialists.