Any credit union or credit union service organization in the United States may become a member of Southwest Corporate Federal Credit Union by opening an account with a $5 deposit but the Member's Capital Account (MCA) is your credit union's "share" or ownership in Southwest Corporate.

Virtually all of the products and services provided to credit unions by Southwest Corporate are built upon the foundation that the MCA provides. Establishing an MCA with Southwest Corporate provides your credit union:

• Access to the Cash Management Fund - one of the highest-paying settlement accounts in the country
• Competitive pricing on the wide array of products and services that Southwest Corporate provides to credit unions.

An MCA is established when a credit union posts one percent (1.0 %) of total assets - up to $1,000,000 - as declared in its latest NCUA 5300 Call Report. These shares are not considered to be "deposits" in the traditional sense, and as such, are not insured by the National Credit Union Share Insurance Fund.

Learn More: MCA Q&A

To put this service to work for your credit union, contact an Account Executive at 800.442.5763.